2022-06-29 - 11:07 p.m.
My mortgage company AGAIN tried to take out that darm payment! They said they would try TWICE.
AND lo and behold see they pulled it AGAIN! OF course BEFORE my paycheck is posted. And my pay goes to two different accounts so I need to transfer what is left in the one to the other that the mortgage payment gets paid from.
What a PIA and ANOTHER 32.50 wasted.
I will have enough to pay my mortgage on the 1rst at least. The payment will go through if they wait TWO DAYS
I will have $50 left after the morgage payment- unless they try again TOMORROW and pull another $32.50
Which will I suppose be gas money.
One of the things I absolutely LOVED about the Netflix show MAID which I watched recently was the accounting of her money coming in and out throughout the show. It was so very REAL.
I am actually very grateful to the local church that runs a food pantry and am not too proud to use it! They were so helpful and gracious. I called them today and they will bring provisions for us Sat morning. That is a lifeline right now-
I almost wrote back on track in August ( thinking would not need their help then as I would have caught up paying off the extra expense that I had this past month) BUT OH YEAH My job will be ending... as no idea if they will even need me in AUG. SO... I hope my tax return actually gets processed and I get that expected refund check deposited into my account soon as we really need it now.
My tax return is held up because my kids' DAD filed the yougest who lives with me on HIS Tax return.
I feel like that is just an evil thing to do. WHO DOES THAT without concern for his actual Kid?
Although if I can't its not a crisis. We do fine here without AC even if it is not as comfortable as with it. I shut up the house every morning, and at night open all the windows and it cools down to low 70s. Then it gets up to about 84 at the hottest inside. That is really not too bad.
I am not kidding. I BET she won't land a job if she doesn't get that application in soon, and in fact it might ALREADY be too late-
I know there are labor shortages EVERYWHERE so they say but they did just hire three new people to work in the kitchen ( which is where she wants to work as a server).
The oldest landed a teaching job and found an apartment in the city that her school was in ( which I was the surity on! Good thing that application was completed two weeks before I had the late payment on my loan and then went in the red on my checking account! I just got a notice that the bank notified the credit beureaus as my acct is in the red. DAMN there goes my credit score.They wasted no time in reporting that. ( My car insuance auto draft went through! It was paid but that account has a negative balance!)
I got an HOA letter with a ridiculous list of the repairs they want me to make on my house. It is the paint the front porch I think is BS as I JUST painted it last year and it looks fine!
Whatever.. I am doing NOTHING on that list just yet. I will go to the HOA meeting and just tell them same- and request an extension from their 30d demand to fix a bunch of things that will take time and money.
NO just NO
I suggested my bro come for a visit and do it for me and I will pay him for the work ( eventually!)
Heck in the past , over the years of our friendship if Art was in between jobs or out of work I had hired him a number of times ( and always paid him fairly!) To do odd jobs some actually really big jobs, to fix things on my house. He rebuild my front door after I had hired another dude that did a crappy job,
But obviously I am not going to be able to hire him to help me out now! I honestly had just hoped for him he got a good paying job and didn't need the pick up work but I didn't see him do the work to really look for the kind of job he would talk about. He talks more than he acts I discovered! Has a hard time following through and doing what he needs to succeed. I mean he could have taken professional education classes which he talked about but has not acted on,. He could have called his cousin who had some good insights; he could have reached out and sent his resume to the contact who is in the exact job he wants to allow her to act as a mentor but he is too damn proud. HOW do you get where you want to be? YOU Find someone already THERE and ask them how they got there. You ask "What do I need to do to prepare?"
I lost such respect and confidence in him when he reacted the way he did at the suggestion.
I mean it was so disappointing.
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