2023-10-26 - 2:52 p.m.
I am not the best with money and budgeting and accounting. Which is why it is always startling to me when in workplaces I am the one to see issues with pricing or billing and help.
But... I have worked those billing/invoicing portals etc...
So I just checked my account
and OOPS I bounced TWO items today!
BUT then it turned out he picked up another shift (or two) and I think is working a double tomorrow. So he wanted to just get the keys and then move in on SAT.
SO I did manage to get the keys to him.I just did so EARLY. The realtor said he gave the check to her office and we both have no reason to believe he would move in and stiff me! I am sure he will give me the check!
First month rent and security deposit.
AND The deal is the realtor gets their cut which is equivalent of one month's rent. I think worth it as it is a PIA and WORK to find a tenant. I was happy to outsource it and think I have a good tenant.
ANOTHER bus driver! The last was/ is actually still of course! A bus driver.
BUT DARN Somehow I don't know how, I got overzealous and paid a bill not even yet due. BUT its like compulsive bill paying. And knowing the whole big picture of the month income in my head ...so to speak...
BUT Not running numbers and doing that STUPID impulsive ADHD thing of bill paying when I get the bill right away.
YEAH Some manic shop. I manic bill pay! (HA HA) so it seems .... if even bi-polar impulsivity
"NOOOOOO!!!"""" Just no!!
Done with rant...
DARN How did I fail to in my brain ( when doing accounting in my brain) realize I have not those checks due to time taken off??
Just should not have paid a monthly payment on the actual debt I did decide to take out to get my heat pump installed. OOPS
AND it does work now. The guys came back and found a ground wire was disconnected which is kinda important to be connected to the thermostat for the thing to work. .
So bad news two bills bounced- 70 total insuccificient funds fees. I have said it before I should hire a personal accountant. BUT then they would likely cost more I suppose- BUT If they could do bookeeping for less that the occassional overdraft fees I would be so happy to hire help for this!
Back to work.
Just annoying when pay day is just so close...
Psycologically I KNEW I was being paid and just did not run numbers as was not worried cause KNOW this month made enough to pay bills--
And it does make a difference when MY PAY DAY is the last Friday of the month but there are a couple bills on a cycle of being autopaid on the 25th.
Those bill due the 25th are irritating. Pay day always just days after that day. each month.
Did I mention I hate accounting? OK not really... not when doing it, moreso I hate when don't do it with precision and "estimate" or "guestimate" which is not a good financial plan. It is conjoined with impulsive bill paying of a bill that came which is not even due ....and somehow the math in my head was wrong. I thought I had JUST enough to cover the bills. WRONG. I should have pulled open a spreadhseet and run the numbers.
AND NOV will be better! I get to KEEP that rent check to go toward bills and can breath a bit easier.